Cancellation & Refunds
Last updated: September 8, 2026 · Applies to purchases made through budgiminar.top
We want every learner to feel good about their purchase — and sometimes plans change. This page explains, in plain English, when you can cancel and how refunds work for each type of purchase. These terms are part of our Terms of Service.
1. Drop-in sessions ($29)
If you need to cancel a single-session seat, request a refund at least 48 hours before the session's scheduled start time and we will refund the full amount to your original payment method. Cancellations made less than 48 hours before the start time are not refundable, because your seat may have prevented another learner from attending — but you will still receive the replay link and workbook, so you do not lose the learning. If Budgiminar cancels a session (for example, due to host illness or a technical failure), you automatically receive either a full refund or a seat in the rescheduled session — your choice.
2. Track Passes ($89)
Track Passes come with a 14-day refund window starting from the date of purchase. If you have not attended any of the four sessions by the time you request the refund, we will refund the full purchase price. If you have attended one or more sessions within the first 14 days and still want to cancel, we will refund the unused portion as a credit toward any other Budgiminar purchase, valid for 12 months. After the 14-day window, Track Passes are non-refundable but remain valid for six months from the purchase date, so you can simply use the remaining sessions later.
3. All-Access membership ($39/month)
Memberships renew monthly and you can cancel at any time, with no cancellation fees and no calls required. To cancel, email [email protected] from the address on your account, and we will confirm in writing. Your access continues until the end of the current billing period, which you have already paid for; you will not be charged again. The most recent month's fee is non-refundable, because the library and live sessions are available to you throughout that period. If you cancel within the first 14 days of a new membership and have not attended a live session, we will refund that first month in full.
4. Team and group purchases
Team seats and private group sessions are arranged individually by email. For team seats, the same rules as Track Passes apply to the unused portion. For private group sessions, a 50% deposit is due at booking and is refundable if you cancel at least 14 days before the scheduled date; within 14 days, the deposit is retained and the remaining balance is due only if the session proceeds. If Budgiminar cancels a private session, any amounts paid are refunded in full.
5. How to request a refund
Email [email protected] with the subject line “Refund request” and include: (a) the email address used at checkout, (b) the purchase date and amount, and (c) a short reason for the request. Refund decisions for the policies above are automatic; anything outside those windows is considered case by case, and we aim to be fair. Approved refunds are processed to the original payment method within 5–10 business days, depending on your card issuer.
6. Chargebacks and disputes
We ask that you contact us before disputing a charge with your bank or card issuer — most concerns are solved in one email, and it saves everyone time and fees. If a chargeback is filed after a refund has already been issued, we will provide the refund confirmation to the processor. Abuse of the refund policy (for example, repeated refunds after attending sessions) may result in declined future purchases.
7. Rescheduling and transfers
Within the 48-hour window, you may transfer a drop-in seat to another person or to a later session of the same price instead of requesting a refund — just tell us in the same email. Session links and passes are personal and may not be resold.
8. Contact
Refund team: [email protected] · Phone: +1 (312) 555-0182 · Budgiminar, Inc., Suite 210, 1776 N. Milwaukee Ave., Chicago, IL 60647, USA. We respond to every refund request within one business day.